Crypto Saving Expert Newsletter - Issue 154

July 29, 2025

Good morning! Bitcoin is stuck in a sideways range, showing signs of deep consolidation, while Ethereum continues to push toward $4,000 with strength. Is a breakout coming, or are we in for more chop? Let’s break down BTC, ETH and the key levels to watch this week 👇

Table of Contents

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Bitcoin’s Cycle Pattern Begins Again

This cycle is one of consolidation for bitcoin as it has entered a multi-week-long sideways range again.

Bitcoin

Bitcoin is wedged inside its local range, with clear resistance and support. 

While the pierce has broken this on three occasions over the last two weeks, these breaches have been nothing more than liquidity grabs and traps. 

For bitcoin to witness volatility injection, it must break either side of this range.

Cycle Outlook

As the image above shows, this cycle belongs to consolidation. The pattern is typified by extended periods of bitcoin's price ranging before breaking out, which leads to short and aggressive burst of expansion.

If bitcoin does not break out of the local range soon, this could become another phase of sideways price action.

Ethereum

Ethereum has been the standout performer of late, with the price finally showing strength in the market. 

Stonksy has been green on the daily since the start of June, capturing the whole run up and remains green as ETH edged closer to interacting with the big resistance wall at $4,000-$4,100.

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Important Dates:

Wednesday 30 Jul, 12:30 UTC - Gross Domestic Product (GDP)

The GDP demonstrates the monetary value of all US goods, services, and structures. The GDP is a critical measurement of the economy's strength as it demonstrates economic growth or slowdown. 

The GDP is forecasted at 2.4%, and is the first release of the Q2 data.

Wednesday 30 July, 18:00 UTC - Fed Interest Rate Decision

The Federal Open Markets Committee meeting occurs eight times a year. The Fed meets to discuss recent economic data and the strength of the US economy before deciding whether it should increase, decrease, or leave rates unchanged. 

The Federal Reserve is composed of a Board of Governors that assists its Chair, Jerome Powell, in making interest rate decisions and steering the US economy. 

At 18:00 UTC, the Fed will announce its interest rate decision. Afterwards, a press conference will begin at 18:30, where Powell will conduct a 30-minute speech before taking questions from the press. 

Thursday 31 July, 12:30 UTC - Core Personal Consumption Expenditures (PCE)

The US Bureau of Economic Analysis releases the core PCE data, which measures the average amount of money consumers spend monthly in the economy. 

PCE is released in two formats: month-over-month and year-on-year. The data also removes volatile products, such as energy and food. 

The year-on-year data is forecast to come in at 2.7%, with the previous data the same.

Friday 1 August, 12:30 UTC - Nonfarm Payrolls (NFP)

The US Bureau of Labour Statistics releases the NFP. This form of data represents the number of new jobs created in the previous month, which will be December and is another signal of economic health.  

The consensus is set at 110,000, with the previous data at 147,000.

Fear & Greed Index

The Fear and Greed Index remains unchanged for another week, with it cemented in Greed and scores 73. 

While bitcoin is flat, there is likely to be no change to sentiment until it can at least break one side of the local range.

Gainers

Losers

Bank of England Reconsiders Digital Pound Amid Growing Doubts on CBDC Necessity

The Bank of England may reconsider its plans for a digital pound as scepticism over central bank digital currencies grows. Here's what CBDCs are, what the BoE does, and why the UK might back out.

TL;DR

🇬🇧 Bank of England may scrap digital pound over lack of clear benefits.

📉 BoE governor says he needs “a lot of convincing” that the UK needs a CBDC.

🏦 Officials are now urging banks to improve payment systems instead.

⚠️ Public backlash includes privacy concerns, potential bank run fears.

🌍 Only 3 countries have launched CBDCs, UK is falling behind global peers.

🏛 What Is the Bank of England?

The Bank of England (BoE) is the central bank of the United Kingdom, established in 1694. It is responsible for:

✅Setting interest rates to control inflation

✅Issuing banknotes (like the £5, £10, £20, and £50)

✅Regulating the financial system

✅Acting as lender of last resort for UK banks during crises

The BoE plays a critical role in ensuring the stability of the UK’s economy and financial system.

💻 What Are CBDCs?

Central Bank Digital Currencies (CBDCs) are digital versions of a country’s official currency, issued and controlled by the central bank. In this case, the BoE’s proposed CBDC would be a digital pound — sometimes nicknamed "Britcoin."

CBDCs aim to:

💰Offer a government-backed alternative to private cryptocurrencies and stablecoins

⚡️Modernise the payment system and make money transfers faster

💸 Provide a cash-like digital asset for everyday use

💥 Allow greater financial inclusion

However, CBDCs have raised concerns about privacy, government overreach, and the risk of bank runs if consumers flock to digital pounds during financial crises.

🇬🇧 UK May Back Away from Digital Pound Plans

The BoE is now seriously reconsidering its plans for a retail-focused CBDC. According toa new report from Bloomberg, internal discussions at the BoE show growing scepticism. Governor Andrew Bailey told Parliament this week:

“If [commercial innovation] is a success, I question why we need to introduce a new form of money.”

Instead of pushing ahead with a CBDC, BoE officials are encouraging banks to modernise their own payment rails. If they succeed, Bailey said, a digital pound may be unnecessary.

This is a reversal from last year, when the BoE and HM Treasury said a digital pound was “likely needed.”

😬 Why the Pushback?

CBDC plans in the UK have faced:

🤔 Over 50,000 public comments, most of them critical

😱Conspiracy theories and misinformation

📸 Concerns about privacy, state surveillance, and financial control

🏃 Worries that a digital pound could trigger bank runs in times of panic

👀 Fear of competition from foreign stablecoins or Big Tech–issued digital currencies

🇺🇸 US Moves to Block CBDCs

Across the Atlantic, the US House passed the Anti-CBDC Surveillance State Act, which bans the Federal Reserve from launching a CBDC without congressional approval. Some politicians, including Marjorie Taylor Greene, claim CBDCs could give governments too much control over personal finances.

🌍 Global CBDC Progress

✅ Launched: Bahamas, Jamaica, Nigeria

🧪 Pilot: 49 countries

🔧 Development: 20 countries

🧠 Research: 36 countries

Despite its early interest, the UK is now lagging behind global peers in the CBDC race.

🧠 Final Thought

The UK’s retreat from the digital pound could be a sign of a global cooling toward CBDCs. Between technical hurdles, public resistance, and alternative innovations, even central banks are beginning to ask:Do we really need this?

And in Britain’s case, the answer might just be "no.".

Stablecoins Go Parabolic: Why the World Is Suddenly Obsessed With Digital Dollars

Google searches for stablecoins hit an all-time high in 2025 as regulation, adoption, and institutional involvement send demand soaring. But is this the beginning of a stablecoin revolution — or just the calm before a new storm?

TL;DR

📈 Google search interest in “stablecoins” hit record highs in July 2025.

🏛️ The US passed the GENIUS Act, sparking institutional excitement.

🪙 Stablecoin market cap hit an all-time high of $272bn — 98% of it in USD-pegged tokens.

🏦 Big institutions are building their own fiat-backed stablecoins.

🧭 Stablecoins are increasingly seen as the gateway to mass crypto adoption.

Stablecoins Are Back in the Spotlight

Forget hype coins and volatile tokens — 2025 is shaping up to be the year of the stablecoin.

According to Google Trends, global search interest in stablecoins just hit its highest level ever, surpassing even the chaos of Terra’s collapse in May 2022. The surge began in mid-June and hit full speed after the GENIUS Act — a sweeping US stablecoin framework — was signed into law on July 18.

“People are waking up to their potential,” said crypto analyst The DeFi Investor on X. “Stablecoins are the product that can onboard the first billion people on-chain.”

🧨 Stablecoin Market Cap Explodes

The numbers back it up:

🪙 $272bn total stablecoin market cap (CoinGecko)

💹 Record-high transaction volume across major blockchains

🔗 Stablecoins now represent ~7% of all crypto market value

🏆 Tether dominates with 60% market share, followed by USDC and a handful of upstarts

Even more striking? About 98% of that capital is tied to USD-pegged stablecoins. Dollar dominance is going digital — and fast.

Bitwise summed it up best on X:

“You can’t spell ‘stablecoins’ without ‘parabolic.’”

🌍 Why Stablecoins Matter — More Than Ever

✅ 1. They’re a Safe Haven

In an era of market volatility, stablecoins offer shelter — a reliable unit of account that doesn’t swing 30% overnight. Traders use them to park funds, while institutions see them as tools for treasury diversification.

🌐 2. Cross-Border Payments

Traditional international banking is slow, expensive, and inefficient. Stablecoins are 24/7, near-instant, and cut out intermediaries.

🏛️ 3. Regulatory Green Light

The GENIUS Act gives legal clarity and institutional backing. Unlike 2022’s Wild West, 2025 is looking more like Wall Street meets Web3.

🏗️ 4. Institutional Build-Out

Companies are either launching their own stablecoins or integrating them into services. Expect big brands, fintechs, and banks to mint branded dollars soon.

“Stablecoins offer a way to connect with crypto while staying conservative,”said CoinW CSO Nassar Al Achkar.

💣 But It’s Still a Dollar Game

One uncomfortable truth? 98% of stablecoins are USD-backed.

Despite EU efforts, yuan-pegged pilots, and gold-backed experiments, the US dollar still rules, just in tokenised form. Tether, USDC, and others keep the dollar’s global reserve status alive on-chain.

But that raises a question:

Can the US stay on top if the world starts tokenising their own fiat?Or will regulation, geopolitics, or innovation finally tilt the scale?

🧠 Final Thoughts: Stablecoins Are Just Getting Started

Stablecoins aren’t just surviving the bear — they’re thriving. With regulators on board, institutions piling in, and users demanding utility over speculation, stablecoins may be the final form of mass crypto adoption.

They're the bridge. They're the buffer.

And if the trends hold, they might just be the future of money.

SharpLink Gaming boosts its Ether holdings by 77,210 ETH, now owning over $1.69B in ETH. The move adds to mounting corporate demand and a looming ETH supply crunch.

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