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- Crypto Saving Expert Newsletter - Issue 200
Crypto Saving Expert Newsletter - Issue 200
GM.
Bitcoin has almost completely erased last week’s sell-off.
After a blistering start to the week, BTC is back around $65,000 and once again testing a resistance zone that could decide where the market heads next.
But Bitcoin isn’t the only thing moving.
PUMP has rallied almost 200% across July and August, Monero is up more than 35% from its June lows, and several corners of the market are beginning to show signs of life again.
Outside crypto, things are getting even more interesting.
The US 30-year Treasury yield has climbed above 5.3%, reaching levels not seen since 2007, while oil has pushed back above $90 as tensions between the US and Iran remain elevated.
At the same time, the next major investment narrative could already be forming elsewhere.
Robotics and Physical AI are attracting serious attention following Unitree’s heavily oversubscribed IPO, while tokenisation continues pushing beyond bonds and real estate into industries as large as global shipping.
And tonight, markets get another piece of the puzzle with the latest FOMC minutes.
Bitcoin is moving.
Altcoins are waking up.
And some of the biggest signals this week are coming from well outside crypto.
Let’s break it down.👇
Table of Contents
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Bitcoin Makes Its Move
Bitcoin had a superb start to the week, rallying strongly on Monday, reversing almost all of last week’s drop. This then carried on into Tuesday as Bitcoin went on to tag $65,000.
Bitcoin
Bitcoin hit the $65,000 resistance region on Tuesday after witnessing a blistering start to the week.
It has quickly erased last week’s downtrend and moved all the way back up to the current mini-range resistance.
In doing so, it also utilised the S/R levels that were created last week, cementing them as useful ones for this week’s price action.
However, Bitcoin still has a lot of hard work to do in pushing over the $65,500 area to open the door to $67,000.
Moving Averages
Bitcoin 100 and 200 daily moving averages are moving closer to the price with each passing day.
Due to Bitcoin’s long consolidation, this has allowed the two MAs to drift closer to the price, creating a much smaller gap between them and the price.
This is important to note as these two MAs have played a vital role in Bitcoin’s downtrend, most recently acting as resistance and support and a key pivot for BTC in the April/May rally and drop.
It is only a matter of time before Bitcoin touches the 100DMA as that is just a few thousand dollars away.
PUMP
Pump fun has been on a huge run throughout July and August, rallying by almost 200%.
However, the price is now approaching a massive point of high time frame S/R.
This was used as key support then resistance by the price in late 2025 and at the start of this year, creating a massive test for the price should it come into contact.
Still, PUMP now has a clear range between that S/R down to $0.022 where it could drift between if it cannot continue the rally.
Monero
Monero has also been one of few altcoins that has undergone a strong rally in recent weeks.
The price is up over 35% from where it settled throughout June as it tested high time frame support. This inevitably held and XMR then began to push up.
However, it is now within resistance, and the reaction from here will be telling. If it rejects, then XMR will remain trapped in the range and could drop deeper.
If it pushes above, then XMR could continue the rally.
Robot Revolution
Robotics and Physical AI have been all the talk in recent months, as focus has flowed to the next frontier. This week saw the long-awaited and massively hyped IPO of Chinese robotics company Unitree. Following a massively oversubscribed IPO, we have seen a huge spike on its opening day as investors clamour to get exposure.
Most of the other companies in this space remain under private ownership, and so exposure is difficult to get. The best way is through the BOT fund, which is a tradeable fund listed on the Nasdaq.
This has sold off in recent months as investors look ahead; however, this means it has fallen into an attractive zone and could present a great entry.
Following renewed interest in the sector, this is a ticker which could soon run past $40 and up, which makes this entry within the range bottom here even more attractive.
This ticker is not listed in many places at all; however, it is listed on Bitbase for perps trading, and you can trade it here
Important Dates
Wednesday 19 August, 19:00 BST - FOMC Minutes
The minutes from the Fed’s FOMC meeting in June will be released. This will provide a deeper insight into what was discussed in the meeting, alongside the tone of the comments.
Friday 21 August, 14:45 BST - S&P Global Manufacturing PMI
S&P Global releases the Manufacturing Purchasing Managers Index (PMI) data, which measures the manufacturing industry. The data is a crucial measurement of the US economy, as it is a significant portion of the revenue for large businesses.
The data is forecasted at 53.8.
Friday 21 August, 14:45 BST - S&P Global Services PMI
S&P Global also releases a second piece of data, the services PMI data, which measures the service industry. The data is another factor alluding to the economy’s strength, as it makes up much of the GDP alongside manufacturing.
The data is forecasted at 54.
Fear And Greed Index
The Fear and Greed Index has seen a big uptick in score, reaching 46.
This puts the Index marginally away from moving into Neutral, demonstrating the increase in sentiment after Bitcoin’s rise this week.
If Bitcoin can carry on, sentiment could vastly improve in the coming days and weeks.
Gainers
Losers
The Bond Market Just Flashed A Major Warning, And Bitcoin Investors Need To Pay Attention
U.S. Treasury yields have surged to levels not seen in years as oil rises and tensions between the U.S. and Iran return. Here’s why the bond market could become crucial for Bitcoin.
Something unusual is happening beneath the surface of global markets.
While investors have been focused on Bitcoin, oil and the escalating situation between the U.S. and Iran, another market has started sending an important signal.
The bond market is under pressure.
On Tuesday, the yield on the 30-year U.S. Treasury climbed to 5.321%, its highest level since June 2007. The benchmark 10-year Treasury yield also reached 4.724%.
At the same time, oil pushed above $91 a barrel as the latest U.S.-Iran ceasefire expired without a lasting agreement.
For Bitcoin investors, this matters because Treasury yields influence borrowing costs, liquidity and asset valuations across the global financial system.
Why Are Treasury Yields Rising?
Several forces are colliding at once.
The most immediate is renewed geopolitical uncertainty.
The latest U.S.-Iran ceasefire has expired without a lasting agreement, while negotiations have struggled to produce a breakthrough. That has pushed investors back towards the possibility of a prolonged conflict and further disruption to global energy markets.
Oil prices have responded accordingly, with Brent crude climbing to around $91 a barrel.
But oil is only part of the story.
Investors are also demanding higher returns to hold long-term U.S. government debt. That is what rising Treasury yields are telling us.
And when the cost of borrowing rises across the world's largest economy, the effects can spread through almost every major asset class.
The 30-Year Treasury Just Hit A Level Not Seen Since 2007
The 30-year Treasury yield reaching 5.321% is particularly notable.
The last time yields were around these levels was in June 2007, before the global financial crisis.
That does not mean another financial crisis is coming. The economic and financial circumstances are very different.
But it does demonstrate how dramatically conditions in the long-term bond market have changed.
Investors are demanding considerably more compensation to lend money to the U.S. government for three decades.
That can reflect several concerns, including persistent inflation, heavy government borrowing, fiscal uncertainty and expectations that interest rates could remain elevated for longer than previously anticipated.
The Federal Reserve Has A Difficult Problem
What makes the situation particularly interesting is that recent U.S. economic data has actually been weakening.
Retail sales unexpectedly fell in July, while the labour market has also shown signs of losing momentum.
Markets have consequently reduced expectations for another Federal Reserve rate increase in September.
Traders now see roughly a 35% probability of a September rate increase, down from more than 52% a week earlier.
Normally, expectations of easier monetary policy would put downward pressure on Treasury yields.
But that is not what is happening at the long end of the bond market.
Instead, long-term yields are climbing.
That suggests investors are thinking beyond the Federal Reserve's next meeting and focusing on longer-term risks facing the U.S. economy.
Oil Could Complicate The Inflation Story
Oil sits at the centre of that uncertainty.
If crude remains above $90 a barrel, the consequences extend well beyond petrol prices.
Higher energy costs can feed into transportation, manufacturing, food production and ultimately consumer prices.
That could make it harder for the Federal Reserve to loosen monetary policy even if economic growth continues to weaken.
The result would be an uncomfortable combination: slowing growth alongside renewed inflationary pressure.
That is precisely the type of environment central banks want to avoid.
Why Bitcoin Investors Should Care
Bitcoin is often described as an asset operating outside the traditional financial system.
But its short-term price increasingly responds to conditions within that system.
Higher Treasury yields make relatively low-risk government bonds more attractive while simultaneously increasing borrowing costs throughout financial markets.
That can reduce liquidity and make investors less willing to hold volatile assets.
For Bitcoin, the important question is therefore not simply whether Treasury yields are rising.
It is why they are rising.
If yields are climbing because investors expect stronger economic growth, markets may be able to absorb them relatively comfortably.
If they are climbing because investors are worried about inflation, government borrowing and geopolitical instability, the implications are considerably more challenging.
Bitcoin Is Facing Several Macro Pressures At Once
The bond market is only one part of an increasingly complicated environment for Bitcoin.
Investors are currently balancing weaker U.S. economic data, higher oil prices, changing Federal Reserve expectations and renewed geopolitical uncertainty.
At the same time, institutional demand through spot Bitcoin ETFs remains an important source of support for the market.
These forces do not all point in the same direction.
Weaker economic growth could eventually encourage easier monetary policy, which would generally be supportive for risk assets.
But persistent inflation and rising long-term borrowing costs could prevent financial conditions from easing as quickly as investors hope.
What Investors Should Watch Next
Bitcoin traders may therefore need to watch far more than the Bitcoin chart itself.
U.S. 10-year Treasury yields.
U.S. 30-year Treasury yields.
Brent crude oil prices.
Federal Reserve rate expectations.
U.S. inflation data.
Spot Bitcoin ETF flows.
Developments between the U.S. and Iran.
Shipping through the Strait of Hormuz.
The strength of the U.S. dollar.
If Treasury yields begin falling while oil stabilises, financial conditions could become considerably more supportive.
If yields continue rising alongside crude prices, Bitcoin could face a much more difficult macro environment.
Final Thoughts
For the past few weeks, Bitcoin investors have had their eyes firmly fixed on oil, geopolitics and ETF flows.
But one of the most important signals may now be coming from somewhere else.
The bond market.
A 30-year Treasury yield above 5.3% is difficult to ignore. It shows that investors are demanding substantially greater returns to hold long-term U.S. government debt at precisely the moment when parts of the economy appear to be losing momentum.
Add higher oil prices, renewed tensions with Iran and persistent inflation concerns, and the financial environment becomes considerably more complicated.
Bitcoin's long-term investment case will not be decided by a single move in Treasury yields.
In the short term, however, the bond market can have an enormous influence on liquidity, risk appetite and the relative attractiveness of speculative assets.
If long-term yields continue climbing, Bitcoin's next major move may not be determined by anything happening inside crypto.
It could be decided by the bond market.
Ripple Keeps Winning Banking Deals. So Why Is XRP Falling Below $1?
XRP has fallen below $1 even as Ripple expands its banking partnerships in South Korea. Here’s why Ripple’s institutional growth does not necessarily translate into demand for XRP.
Ripple keeps signing major financial institutions.
XRP keeps falling.
That disconnect became particularly difficult to ignore on Tuesday after XRP slipped below the closely watched $1 level, falling to around $0.98 during Asian trading and reaching its lowest price since November 2024.
The timing was striking.
Ripple had just announced its third major South Korean partnership of 2026, with Jeonbuk Bank becoming the country's first regional bank to deploy Ripple Payments for cross-border transfers.
It sounds like exactly the kind of adoption story XRP investors have spent years waiting for.
But there is an important catch: Ripple's success does not automatically create demand for XRP.
Ripple Just Added Another Korean Bank
Jeonbuk Bank is adopting Ripple Payments to provide faster cross-border transfers for business customers including importers, exporters, technology startups and online content creators.
Traditional international bank transfers often pass through several intermediary institutions using the SWIFT messaging network, potentially taking days to complete.
Ripple says its infrastructure can instead provide near real-time stablecoin settlement, operating around the clock and completing transfers within seconds or minutes.
The deal expands what has already been a busy year for Ripple in South Korea.
Earlier in 2026, the company announced custody and wallet infrastructure partnerships with Kyobo Life Insurance and Kbank.
Ripple is clearly gaining traction with Korean financial institutions.
But that does not necessarily mean those institutions are buying XRP.
The Missing Detail Matters For XRP
Ripple did not specify which digital asset Jeonbuk Bank will use to settle transactions through the new service.
That distinction is important.
Ripple has spent much of the past year expanding the role of RLUSD, its U.S. dollar-pegged stablecoin, within its institutional payments infrastructure.
If banks can use Ripple's technology while settling transactions through stablecoins such as RLUSD, then growth in Ripple's payments business does not necessarily translate into additional demand for XRP.
That helps explain one of the biggest misconceptions surrounding the token.
Ripple and XRP remain closely associated, but they are not interchangeable investment stories.
RLUSD Is Becoming A Major Part Of The XRP Ledger
The changing composition of the XRP Ledger makes that distinction even clearer.
Tokenised real-world assets on the network are now worth approximately $1.38 billion.
Of that total, around $845 million is represented by RLUSD.
That means Ripple's stablecoin accounts for more than three-fifths of the tokenised real-world asset value currently issued on the XRP Ledger.
This is significant progress for Ripple's wider blockchain ecosystem.
But it also raises an important question for XRP holders: how much value generated by that ecosystem ultimately flows back to XRP itself?
Ripple Is Growing While XRP Struggles
The divergence has become increasingly visible throughout 2026.
Ripple has continued signing banks, asset managers and custody providers as it expands deeper into institutional digital-asset infrastructure.
Meanwhile, XRP has moved in the opposite direction.
After trading above $3 at its highs last year, the token has spent August drifting towards $1 before finally falling through the level on Tuesday.
That does not mean Ripple's expansion is irrelevant to XRP.
A larger XRP Ledger ecosystem could potentially strengthen the network's usefulness and importance over the longer term.
But investors increasingly appear to want evidence that adoption also creates direct economic demand for the token.
Traders Are Still Betting On A Rebound
Despite the weak price action, derivatives traders have not abandoned XRP.
Futures open interest stood at approximately $2.78 billion this week, showing that substantial leveraged positioning remains in the market.
More surprisingly, traders appear heavily tilted towards a recovery.
On Binance, more than three accounts reportedly hold long XRP positions for every account positioned short, with a similar imbalance visible on OKX.
That creates an interesting setup.
Sentiment surrounding XRP across social media has fallen to its most negative level in three months, while derivatives traders remain positioned for a rebound.
If XRP recovers, those long positions could benefit.
But if the decline continues, heavy leveraged positioning could potentially amplify losses as traders are forced to close bullish bets.
Why $1 Matters
There is nothing fundamentally different about XRP at $0.99 compared with $1.01.
But markets pay attention to round numbers.
The $1 level has become an important psychological marker for XRP, particularly after the token traded above $3 during last year's rally.
Falling beneath it therefore reinforces the perception that XRP remains under significant pressure despite positive headlines surrounding Ripple's business.
The more important question is whether buyers view prices below $1 as an opportunity or evidence that the market is reassessing XRP's valuation.
The Bigger Question For XRP Investors
The Jeonbuk Bank deal highlights a question that could become increasingly important as Ripple expands.
What exactly drives value towards XRP?
Ripple can build payment infrastructure.
Banks can adopt its technology.
RLUSD can grow.
Tokenised assets can move onto the XRP Ledger.
All of those developments can strengthen Ripple's position within institutional crypto infrastructure without necessarily requiring significant purchases of XRP.
For XRP investors, simply counting Ripple partnerships may therefore no longer be enough.
The market increasingly needs to understand how those partnerships translate into actual XRP usage and demand.
What Investors Should Watch Next
Whether XRP can reclaim the $1 level.
Further institutional partnerships announced by Ripple.
Whether Jeonbuk Bank uses XRP, RLUSD or another asset for settlement.
Growth in RLUSD adoption.
Tokenised asset activity on the XRP Ledger.
XRP futures open interest and leveraged positioning.
Whether institutional adoption begins creating measurable demand for XRP itself.
Final Thoughts
Ripple's latest South Korean banking deal looks like another important step in the company's institutional expansion.
Jeonbuk Bank joins a growing collection of financial institutions using Ripple's digital-asset infrastructure, while activity involving stablecoins and tokenised assets continues expanding across the XRP Ledger.
Yet XRP has fallen below $1.
That apparent contradiction may actually reveal something important about how the market is changing.
Investors are becoming increasingly interested in where economic value actually flows rather than simply which companies are announcing blockchain partnerships.
Ripple can succeed as a payments and digital-asset infrastructure company without every new customer automatically creating substantial demand for XRP.
That doesn't mean XRP cannot benefit from Ripple's expansion over time.
But the connection needs to be demonstrated rather than assumed.
For XRP investors, that may now be the bigger question than how many banks Ripple signs next.
Ships Could Be The Next Big Blockchain Asset. Here's Why Tokenisation Is Moving Beyond Finance
Blockchain is moving beyond bonds and real estate. A new partnership aims to tokenise commercial ships, opening one of the world's oldest industries to institutional blockchain investment.
For years, tokenisation has focused on financial assets such as government bonds, money market funds and private credit.
Now, the technology is setting its sights on something far bigger: the global shipping industry.
A new partnership between ADI Chain and Dubai-based Shipfinex aims to bring commercial vessel financing onto the blockchain, potentially opening a traditionally exclusive market to a much wider pool of institutional investors.
If successful, it would represent another major step in the expansion of real-world assets (RWAs) beyond traditional finance.
Why Shipping?
Commercial shipping is one of the largest industries in the world.
Around 80% of global trade by volume travels by sea, while the world's commercial fleet is estimated to be worth roughly $2 trillion.
Despite its size, financing ships has historically remained a relationship-driven business dominated by specialist lenders, banks and large shipping companies.
That has made it difficult for new investors to gain exposure to the sector.
How Tokenisation Could Change The Market
The partnership aims to digitise shipping finance rather than the ships themselves.
Shipfinex will identify vessels, value them and structure investment opportunities, while ADI Chain will issue blockchain-based tokens representing financial claims linked to those assets.
Payments will be settled using stablecoins, allowing transactions to move almost instantly without relying on traditional banking infrastructure.
Initially, the platform will only be available to qualified institutional investors.
Investors Won't Own The Ships
One important distinction is that token holders won't legally own the vessels.
Instead, each token will represent a financial interest tied to a ship's economics.
Depending on how individual deals are structured, investors could receive:
Interest from loans secured against a vessel.
A share of revenue generated through shipping contracts.
Economic exposure to the value of the ship itself.
The ships will continue to operate under traditional ownership structures while blockchain handles the investment layer.
Regulation Still Needs To Catch Up
The project isn't fully operational yet.
Shipfinex currently holds an In-Principle Approval from Dubai's Virtual Assets Regulatory Authority (VARA), meaning it has passed an initial regulatory assessment but has not yet received a full operating licence.
The company has already identified around 35 vessels worth approximately $500 million that could eventually be tokenised once regulatory approval is complete.
Why This Matters For Crypto
Real-world assets have become one of blockchain's fastest-growing sectors.
Until now, most tokenised assets have been financial products such as Treasury bills and money market funds.
Moving into capital-intensive industries like shipping demonstrates how blockchain technology is gradually expanding into the wider economy.
If tokenisation proves successful in maritime finance, similar models could eventually be applied to aircraft, logistics infrastructure, warehouses and other high-value physical assets.
Tokenisation Is Moving Into The Real Economy
The shipping industry is another example of blockchain evolving beyond cryptocurrencies.
Instead of creating entirely new digital assets, companies are increasingly using blockchain to modernise existing financial markets.
For institutions, tokenisation offers the potential for faster settlement, greater transparency and more efficient capital markets.
For blockchain, it represents another step towards becoming a financial infrastructure rather than simply a speculative technology.
Final Thoughts
The partnership between ADI Chain and Shipfinex won't immediately transform the shipping industry.
Regulatory approvals are still pending, and no maritime asset tokens have yet been issued.
However, it reflects a much bigger trend.
Blockchain is steadily moving beyond digital assets and into the infrastructure that underpins the global economy.
If tokenised shipping finance gains traction, it could become one of the most significant real-world asset use cases yet, further demonstrating that blockchain's future may extend far beyond cryptocurrencies alone.
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